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BANDHAN BANK LIMITED IFSC, MICR, Contact Number, Address

  • ADAJAN
  • ADYAAR
  • AGAR
  • AGARTALA
  • AGRA
  • AGRA II
  • AHMADNAGAR
  • AHMEDABAD
  • AHMEDPUR
  • AIZAWL
  • AJMER
  • AKRA FATAK
  • ALIGARH
  • ALIPURDUAR
  • ALLAHABAD
  • ALLAHABAD CHOWK
  • ALWAR
  • AMALNER
  • AMARPUR
  • AMBALA CITY
  • AMILA
  • AMINPUR BAZAR
  • AMODIYA
  • AMONI
  • AMRITSAR
  • AMTALA
  • AMTALA
  • ANAND
  • ANDAR
  • ANDHERI
  • ANDI
  • ANDUL
  • ANGUL
  • ANNA NAGAR
  • APCAR GARDEN
  • ARAMBAGH
  • ARARIA
  • ARERAJ
  • ARRAH
  • ARWAL
  • ASANSOL
  • ASHIANA NAGAR
  • ASHOK VIHAR
  • ASHRAM ROAD
  • ASOKNAGAR
  • AUNDH
  • AURANGABAD
  • AURANGABAD, BIHAR
  • AZAMGARH
  • AZIMGANJ
  • BABHANGAMA
  • BABHNOULI
  • BABLA
  • BADKULLA
  • BAGANDA
  • BAGDOGRA
  • BAGHA JATIN
  • BAGHADARI
  • BAGHPAT
  • BAGNAN
  • BAGUIATI
  • BAHADURGANJ
  • BAHADURGARH
  • BAHRAICH
  • BAHRAULI
  • BAIDYABATI
  • BAJEPRATAPPUR
  • BAKRAHAT
  • BALADIA
  • BALANGIR
  • BALARAMBATI
  • BALASORE
  • BALIGUDA
  • BALLIA
  • BALLY
  • BALLYGUNGE
  • BALOD
  • BALURGHAT
  • BAMUTIA
  • BANDEL
  • BANDHAN BANK
  • BANGALIPARA
  • BANGARAPET
  • BANGUR AVENUE
  • BANJARA HILLS
  • BANKA
  • BANKURA
  • BANNERGHATTA MAIN ROAD
  • BARABANKI
  • BARAGACHHIA
  • BARAKAR BAZAR
  • BARAMATI
  • BARAN
  • BARANACHINA
  • BARANAGAR
  • BARASAT
  • BARASAT CHAMPADALI MORE
  • BARAUNI
  • BARAUT
  • BARDOLI
  • BARDOWALI
  • BAREILLY
  • BARGARH
  • BARGRAM
  • BARIPADA
  • BARPETA ROAD
  • BARPETA TOWN
  • BARRACKPORE
  • BARUIPUR
  • BASANTAPUR
  • BASAVANAGUDI
  • BASAVESHWARNAGAR
  • BASIRHAT
  • BASPOKUR
  • BASTI
  • BEGUSARAI
  • BEHALA
  • BEJUAR
  • BELAKOBA
  • BELDANGA
  • BELGAUM
  • BELGHORIA
  • BELIAGHATA
  • BEMETARA
  • BERHAMPORE
  • BERHAMPUR
  • BETTIAH
  • BETUL
  • BHADRAK TOWN
  • BHADURA
  • BHAGALPUR
  • BHAGAWANPUR
  • BHAGWANPUR
  • BHAKTINAGAR
  • BHANDARHATI
  • BHANDARKAR ROAD
  • BHANPURA
  • BHARAT CHANDRA NAGAR
  • BHARATPUR
  • BHARUCH
  • BHATAPARA
  • BHATINDA
  • BHATJANGLA
  • BHAVNAGAR
  • BHAWANIPATNA
  • BHAWANIPUR
  • BHILAI
  • BHILWARA
  • BHIWANI
  • BHOPAL
  • BHOPAL, NEW MARKET
  • BHUBANESWAR
  • BHUJ
  • BHUTKI
  • BIAORA
  • BIDHAN SARANI
  • BIHARSHARIF
  • BIJAPUR
  • BIJAYGANJ BAZAR
  • BIJNOR
  • BIKANER
  • BILASPUR
  • BIMAKHEDI
  • BINA
  • BIRATI
  • BIRPARA
  • BISHALGARH
  • BISHNUPUR
  • BOGPUR
  • BOHAR I
  • BOKAKHAT
  • BONGAIGAON
  • BONGAON
  • BORAL
  • BOREARA
  • BORING ROAD, PATNA
  • BORIVALI
  • BORJORA
  • BORKHAMTI
  • BORPARA BOKO
  • BOXIPUR RAVER
  • BRAHMAPUR
  • BUDGE BUDGE
  • BULANDSHAHAR
  • BUNDASHIL
  • BURDWAN
  • BURNPUR
  • BURRABAZAR
  • BUXAR
  • CANNAUGHT PLACE
  • CANNING
  • CHACHYA
  • CHAHATA
  • CHAHATPUR
  • CHAIBASA
  • CHAK KANTHALIA
  • CHAKDAHA
  • CHAKIA
  • CHALANTAPARA
  • CHAMPAHATI
  • CHAMRAIL
  • CHANDA NAGAR
  • CHANDANNAGORE
  • CHANDIGARH
  • CHANDNI CHOWK
  • CHANDPUR
  • CHANDRA LAYOUT
  • CHANDRAKONA TOWN
  • CHANDRAPUR
  • CHANDRASEKHARPUR
  • CHANGRABANDHA
  • CHAPABONI
  • CHAPRA
  • CHARALJANI NATABARI
  • CHARIAL BAZAR
  • CHAS
  • CHELIYAMA
  • CHEMBUR
  • CHHATARPUR
  • CHHINDWARA
  • CHHUTMALPUR
  • CHILAKHANA
  • CHILKIRHAT
  • CHINAR PARK
  • CHINSURAH
  • CHITRADURGA
  • CHOPDA
  • CHOUGACHA
  • CHOWBERIA
  • CHOWRANGEE
  • CHUADANGA
  • CHURAMANIPUR
  • CIT ROAD
  • COIMBATORE
  • COOCHBEHAR
  • CPU
  • CUTTACK
  • DAHALI , BIJAYNAGAR
  • DAINHAT
  • DAK BUNGLOW
  • DAKBANGLOW
  • DAKSHIN NARATHALI
  • DAKSHIN PARANGERPARA
  • DAKSHINESWAR
  • DALHOUSIE
  • DALKHOLA
  • DALSINGSARAI
  • DALTONGANJ
  • DALURBANDH
  • DANKUNI
  • DARBHANGA
  • DARIAPUR
  • DARIYAPUR
  • DARJEELING
  • DAUSA
  • DAVANAGERE
  • DAWGAON
  • DEBAGRAM
  • DEBRA
  • DEESA
  • DEGANGA
  • DEHRADUN
  • DEHRADUN, RAJPUR ROAD
  • DEHRI ON SONE
  • DELAPEER
  • DEOGHAR
  • DEORIA
  • DERGAON
  • DEWANHAT
  • DEWAS
  • DHADKA
  • DHAKURIA
  • DHAMNAGAR
  • DHAMPUR
  • DHAMSANA
  • DHAMTARI
  • DHANBAD
  • DHANESWARPUR
  • DHANIAKHALI
  • DHAR
  • DHARAVI
  • DHARMSALA
  • DHENKANAL
  • DHITORA
  • DHOSHA
  • DHUBRI
  • DHULE
  • DHUM NAGAR
  • DHUPARGURI
  • DHUPGURI
  • DIAMOND HARBOUR
  • DIBRUGARH
  • DIHIGRAM
  • DILSUKHNAGAR
  • DIMAPUR
  • DIMORUGURI
  • DINHATA
  • DISERGARH GHAT
  • DOBSON ROAD
  • DOIGRUNG
  • DOMAHANI
  • DOMBIVLI EAST
  • DOMJUR
  • DONGARGARH
  • DONGARIA
  • DRIVE IN ROAD
  • DUBOPARA
  • DUBRAJPUR
  • DUDHNOI
  • DULIAJAN
  • DUM DUM NAGER BAZAR
  • DUMKA
  • DUNLOP
  • DURG
  • DURGAPUR ,MALDA
  • DURGAPUR CITY CENTER
  • DURGAPUR, BIDHANAGAR
  • DWARKA
  • DWARKA NAGAR
  • EAST PATEL NAGAR
  • EDAPPALLY
  • EGARA
  • EGARKUNDA
  • EKMA
  • EMDI
  • ENGLISHBAZAR
  • ERODE
  • FAIZABAD
  • FARAKKA
  • FARIDABAD
  • FORBESGANJ
  • FULCHARI
  • FULIA
  • FULTALA GULZARBAGH
  • G. S. ROAD
  • GADARPUR
  • GAKUL NAGAR
  • GAMARIGURI
  • GANAK BANDHI
  • GANDHI COLONY
  • GANDHIDHAM
  • GANDHINAGAR
  • GANGAPUR
  • GANGAPUR
  • GANGTOK
  • GANTI
  • GARIA
  • GARIAHAT
  • GAYA
  • GAYESHPUR
  • GHATKOPAR
  • GHAZIABAD
  • GHAZIPUR
  • GHUGHUMARI
  • GHUSIA KURD
  • GHUTIARISHARIF
  • GIDHOUR
  • GIRIDIH
  • GIRISH PARK
  • GOGAMUKH
  • GOGRI JAMALPUR
  • GOLAGHAT
  • GOLAI
  • GOMTINAGAR LUCKNOW
  • GONAWA
  • GOPALGANJ
  • GOPALPUR
  • GOPALPUR
  • GOPALPUR MORE
  • GOPINAGAR
  • GORA BAZAR
  • GORABAZAR
  • GORAKHPUR
  • GOREGAON
  • GORIBPUR
  • GOSABA
  • GOSAIRHAT
  • GOURISHAIL
  • GOVINDNAGAR,KANPUR
  • GREATER KAILASH
  • GREATER NOIDA
  • GREEN PARK
  • GULAB BAGH
  • GUMA
  • GUNA
  • GURDASPUR
  • GURDHA
  • GURGAON
  • GURUR
  • GUZARPUR, GHOSHPARA
  • GWALIOR
  • HABRA
  • HAJIPUR
  • HAJRAPOTA
  • HALDIA
  • HALDIBARI
  • HALDWANI
  • HALISAHAR
  • HALTU
  • HAMIDHATI PILKHANDI
  • HAMILTONGANJ
  • HAPUR
  • HARDA
  • HARHARIA
  • HARIDEVPUR
  • HARIDWAR
  • HARISHCHANDRAPUR
  • HATIGAON
  • HATISHALA
  • HAZARIBAG
  • HEAD OFFICE
  • HEAD OFFICE
  • HIJALGORA
  • HIJOL
  • HILL CART ROAD
  • HILSA
  • HINGHNARA
  • HINJEWADI
  • HISAR
  • HOGLABARI
  • HOSHANGABAD
  • HOSHIARPUR
  • HUBBALLI
  • ICHAPORE
  • IDAR
  • ILLAMBAZAR
  • IMPHAL
  • INDIRA NAGAR
  • INDIRA NAGAR LUCKNOW
  • INDORE
  • INDORE,VIJAYNAGAR
  • ISLAMPUR
  • ITANAGAR
  • JABALPUR
  • JAGATBALLAVPUR
  • JAGATSINGHPUR
  • JAGDUAR
  • JAIGAON
  • JAIPUR
  • JAIPUR,TONK ROAD
  • JAIPURC-SCHEME
  • JAJPUR TOWN
  • JALAFA
  • JALALABAD NAGAR
  • JALANDHAR
  • JALESWAR
  • JALGAON
  • JALPAIGURI
  • JALUIDANGA
  • JAMALPUR
  • JAMANIGURI
  • JAMMU
  • JAMNAGAR
  • JAMSEDPUR
  • JAMTARA
  • JAMUGURIHAT
  • JANAKPURI
  • JANGALBARI
  • JANGIPARA
  • JAUNPUR
  • JEHANABAD
  • JEYPORE
  • JHABUA
  • JHANSI
  • JHARGRAM
  • JHARSUGUDA
  • JHINKIRHAT
  • JIKODDA
  • JIRIBAM
  • JITPURA
  • JODHPUR
  • JORHAT
  • JOYNAGAR
  • KADAMTALA ,PANCHANANTALA
  • KADUBARI
  • KADWA
  • KAHALGAON
  • KAILASHAHAR
  • KAKDWIP
  • KAKINADA
  • KAKRATALI
  • KALACHARRA
  • KALDOBA
  • KALIACHAK
  • KALIKAPUR
  • KALIMPONG
  • KALINAGAR
  • KALIYAGANJ
  • KALIYAGAR
  • KALJANI
  • KALKAJI
  • KALNA
  • KALYAN
  • KALYAN NAGAR
  • KALYANI
  • KALYANI NAGAR
  • KAMALGAZI
  • KAMLAI
  • KAMTI
  • KANCHEEPURAM
  • KANCHRAPARA
  • KANDI
  • KANDIVALI
  • KANKARBAGH, PATNA
  • KANKER
  • KANKURGACHI
  • KANNAUJ
  • KANNUR
  • KANPUR
  • KANTABON
  • KANTAGACHI RAIDIGHI
  • KANTHALTALI
  • KANTHI
  • KAPURTHALA
  • KARELI BAUG
  • KARIMGANJ
  • KARJAT
  • KARMALA
  • KARNAL
  • KASBA
  • KASHIPUR
  • KASIMPUR
  • KATHAMATHA
  • KATIHAR
  • KATNI
  • KATRASGARH
  • KATWA
  • KAWAKHARI
  • KAWARDHA
  • KAWATIKA
  • KEDGAON
  • KENDUGURI
  • KENDUJHAR
  • KENDUKANA
  • KEOTOSHA
  • KESHIARY
  • KESTOPUR
  • KHAGARIA
  • KHAGRABARI
  • KHAGRAMURI - MAHISGOT
  • KHALISA GOSANIMARI
  • KHAMAR SITAI
  • KHANDWA
  • KHAR ROAD
  • KHARAGPUR
  • KHARDAHA
  • KHARGHAR
  • KHARGONE
  • KHARISRINAGAR
  • KHATIMA
  • KHOLAGHATA
  • KHOWAI
  • KHUMTAI
  • KHUNTI
  • KHURDA
  • KICHHA
  • KIDWAINAGAR
  • KIRNAHAR
  • KIRTI NAGAR
  • KISHANGANJ
  • KOHIMA
  • KOKRAJHAR
  • KOLASIB
  • KOLHAPUR
  • KOLLAM
  • KONHAULI SANGRAM
  • KONNAGAR
  • KORAMANGALA
  • KORBA
  • KOTA
  • KOTA, GUMANPURA
  • KOTHRUD
  • KOTPUTLI
  • KOTTAYAM
  • KOWDIAR
  • KOZHIKODE
  • KRISHNANAGAR
  • KRISHNAPUR
  • KUCHAIKOTE
  • KUCHAMAN CITY
  • KUKATPALLY
  • KUKRAN
  • KUMARGHAT
  • KURAPARA
  • KURMUN
  • KURSEONG
  • KUSHMANDI
  • KUSPATA GHATAL
  • KUSUMGRAM
  • KUTIPARA
  • LAHDOIGARH
  • LAJPATH NAGAR
  • LAKE CHOMOHANI
  • LAKE GARDENS
  • LAKHI SARAI
  • LAKHIMPUR
  • LAKHIPUR
  • LALBAGH
  • LALBAGH(MURSHIDABAD)
  • LALPUR
  • LILUAH
  • LOBA
  • LODNA
  • LUDHIANA
  • MADANPUR
  • MADHAPUR
  • MADHAVPURA
  • MADHEPURA
  • MADHUBANI
  • MADHYAMGRAM
  • MADHYARANG
  • MADURAI
  • MAHASAMUND
  • MAHESHPUR
  • MAHMOORGANJ
  • MAHNAR
  • MAIN ROAD
  • MAJDIA
  • MAKULI
  • MALAHI
  • MALBAZAR
  • MALIGAON
  • MALIOR
  • MALKAPUR KARAD
  • MALKHARODA
  • MALLESWARAM
  • MALLIKPUR
  • MALPULA
  • MAMUDPUR
  • MANASADWIP
  • MANDRO
  • MANDSAUR
  • MANDYA
  • MANGALDAI
  • MANGALURU
  • MANIKYAHAR
  • MANINAGAR
  • MANKUNDU
  • MARATIBPUR
  • MARGAO
  • MASLANDAPUR
  • MATH CHANDIPUR
  • MATHABHANGA
  • MATHURA
  • MAU
  • MAYUR VIHAR
  • MECHEDA
  • MEERUT
  • MEERUT
  • MEHSANA
  • MELAGARH
  • MEMARI
  • MG ROAD
  • MIDNAPUR
  • MIRA-BHAYANDAR
  • MIRBAZAR
  • MIRGANJ
  • MIRZAPUR
  • MISAMARI
  • MITHAM BANGALI
  • MODEL TOWN
  • MODINAGAR
  • MOGA
  • MOGRA
  • MOHAMMADABAD
  • MOHAMMADPUR
  • MOHANIA
  • MOHANPUR
  • MOHOL
  • MOKDUMPUR
  • MORADABAD
  • MOTIHARI
  • MOUDA
  • MUGHALSARAI
  • MUKTARPUR
  • MUKUNDAPUR
  • MULUND
  • MUNDAMALA
  • MUNGELI
  • MUNGER
  • MUZAFFARNAGAR
  • MUZAFFARPUR
  • MYLAPORE
  • MYSURU
  • NA ALI
  • NABADWIP
  • NABI NAGAR
  • NADIAD
  • NAGAON
  • NAGAUR
  • NAGDA
  • NAGERCOIL
  • NAGPUR
  • NAHARKATIA
  • NAI BAZAR
  • NAIHATI
  • NAJAFGARH
  • NAKODAR
  • NALBARI
  • NALDUGARI
  • NALHATI
  • NALPUKUR BAGANATI
  • NANDIRGRAM
  • NARAINA
  • NARASINGHAPUR
  • NARAYANPUR
  • NARAYANPUR BAZAR
  • NARIKELBAR
  • NARIMAN POINT
  • NARSINGARH
  • NASIK
  • NATNA
  • NATUN GAON
  • NAUTAN
  • NAVSARI
  • NAYA RAIPUR
  • NAYAGARH
  • NAZAT
  • NAZIRA
  • NEAMATPUR BAZAR
  • NEEMUCH
  • NEFT SERVICE CENTER
  • NEPALGANJ
  • NEW ALIPORE
  • NEW GARIA
  • NEW TOWN
  • NICCO PARK
  • NIKOL
  • NIMBHORA KHURD
  • NISHIGANJ
  • NOIDA
  • NORTH FULBARI
  • NORTH LAKHIMPUR
  • NOTUNPARA
  • NUAPADA
  • NUNGAMBAKKAM
  • NUNGI
  • NUTANHAT
  • PADRAUNA
  • PAIKBASHA
  • PAIKPARA
  • PAIKPARI
  • PAITHAN
  • PAKHOWAL ROAD, LUDHIANA
  • PAKUR
  • PALTAN BAZAR
  • PAMLIA
  • PANAJI
  • PANCHKULA URBAN ESTATE
  • PANGRAM
  • PANIPAT
  • PANITANKI
  • PANSKURA
  • PANVEL
  • PARK STREET
  • PAROO
  • PARSA
  • PATAN
  • PATHANKOT
  • PATHAR MOHORA
  • PATHARPRATIMA
  • PATIALA
  • PATIRAM
  • PHAGWARA
  • PIMPRI CHINCHWAD
  • PITAMPURA
  • PORBANDAR
  • PORSA
  • PORT BLAIR
  • POWAKHALI
  • PRABHADEVI
  • PRADHAN NAGAR
  • PRATAPGARH
  • PRATAPPUR
  • PREET VIHAR
  • PUB DHANIRAM PATHER
  • PUDUCHERRY
  • PUNJABI BAGH
  • PURASAWAKKAM
  • PURASH
  • PURBA JAGANANANDAPUR
  • PURI
  • PURNEA
  • PURULIA
  • RADHIKAPUR
  • RAE BARELI
  • RAGHAVPUR
  • RAGHUNATHPUR
  • RAGHUNATHPUR - DONWAN
  • RAHATA
  • RAIGANJ
  • RAIGARH
  • RAIPUR
  • RAIPUR II
  • RAIRANGPUR
  • RAJAPUR
  • RAJKOT
  • RAJNAGAR
  • RAJNAGAR
  • RAJNAGAR, GAZIABAD
  • RAJNANDGAON
  • RAJPIPLA
  • RAJPUR
  • RAMBAG
  • RAMCHANDRAGHAT
  • RAMCHANDRAKHALI
  • RAMGARH CANTT
  • RAMPUR
  • RAMPUR MORE
  • RAMPURHAT
  • RANAGHAT
  • RANCHI
  • RANGIA
  • RANGIRKHARI
  • RANIGANJ
  • RANIHATI
  • RANIRGAON
  • RASHBEHARI
  • RASIDPUR
  • RATANPUR
  • RATLAM
  • RAXAUL
  • RAYAGADA
  • REWARI
  • RISHIKESH
  • RISHRA
  • ROHINI
  • ROHTAK
  • ROLSAHABSAR
  • ROORKEE
  • ROSERA
  • ROURKELA
  • RS PURAM
  • RUDEL
  • RUDRAPUR
  • RUDRAPUR
  • RUPNARAYANPUR
  • S R NAGAR
  • SAGAR
  • SAHARANPUR
  • SAHARARHAT
  • SAHARSA
  • SAHEBGANJ
  • SAHIBGANJ
  • SAHPUR UNDI
  • SAINTHIA
  • SAKCHI
  • SALEM
  • SALEMPUR
  • SALKUMARHAT
  • SALT LAKE SECTOR I
  • SALT LAKE SECTOR II
  • SALT LAKE SECTOR III
  • SALT LAKE SECTOR V DN
  • SAMASTIPUR
  • SAMBALPUR
  • SANGAMNER
  • SANGOLA
  • SANKO
  • SANPUIPARA BASUKATI
  • SANTIPUR
  • SANTOSHPUR
  • SANTOSHPUR
  • SAPANPUR
  • SARAIDHELA
  • SARAIKELA
  • SARAPUL
  • SARASWATIPUR
  • SARAT BOSE ROAD
  • SARBERA
  • SARISHAHAT
  • SARKHO
  • SAS NAGAR MOHALI
  • SASARAM
  • SATARA
  • SATNA
  • SEALDAH
  • SECTOR
  • SECTOR
  • SECTOR
  • SECTOR,NOIDA
  • SECUNDERABAD
  • SECUNDERABAD CANTONMENT
  • SEKATI
  • SEONI
  • SEORAKURI
  • SERAMPORE
  • SF ROAD
  • SHADOL
  • SHAHJAHANPUR
  • SHAJAPUR
  • SHAKESPEARE SARANI
  • SHAKUNTLA PARK
  • SHAMLI
  • SHANTINIKETAN
  • SHARRANG
  • SHEIKHPURA
  • SHEORINARAYAN
  • SHIKANDARPUR
  • SHILBARIHAT
  • SHILLONG
  • SHIMLA
  • SHIRDI
  • SHIV MANDIR
  • SHIVAMOGGA
  • SHIVPURI
  • SHONDANGA
  • SHUJALPUR
  • SHYAMAL CROSS ROAD
  • SIBSAGAR
  • SIKANDRA
  • SIKAR
  • SILCHAR
  • SILIGURI
  • SILLOD
  • SILPUKHURI
  • SILVASSA
  • SIMHAT
  • SIMULIA
  • SINGINALA
  • SINGUR
  • SINTHEE
  • SITALKUCHI
  • SITAMARHI
  • SITAPUR
  • SITARGANJ
  • SIWAN
  • SODEPUR
  • SOHNA ROAD
  • SONARPUR
  • SONATALA
  • SONEPAT
  • SONEPUR
  • SORO
  • SREERAMPUR
  • SRIKAKULAM
  • SRIRAMPUR
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  • IFSC : - IFSC stands for the Indian Financial System Code. It is assigned to you separately for each branch. So if you want to transfer money online to any account, whether from NEFT, RTGS, or IMPS medium, then you need the IFSC code of the branch of that bank. It is assigned by the Reserve Bank of India for every bank branch. Every bank branch has a different unique code.


    How IFSC code works : - Suppose you want to transfer money to another bank. In such a situation, you need the IFSC code of that bank. Suppose the IFSC code of that bank is XYZB0000089. This IFSC code means something like this. The first four-digit XYZB represents the bank name. The next digit is zero which represents the control number and it is reserved for any upcoming bank. The next six digits 000089 represents the branch code which can be numeric or alphabetical. One can easily identify the IFSC code in a cheque as it is mentioned in every bank's cheque.



    MICR : - MICR code represents Magnetic Ink Character Recognition. It is a nine-digit code that varies from branch to branch. MICR code is used for cheque transfer. You must have seen that when you submit a cheque to the bank, then that cheque is inserted into the scanning machine in which the machine reads the MICR code of that cheque. It is used as a barcode. MICR code is used to verify cheques for clearance in a secure and faster way. Through MICR code your bank's branch with account details can be identified. This is one of the fastest ways to transfer money from one account to another bank account. MICR code is better than a barcode as it is a proper digit code and can be read by humans very easily. Take an example of a nine-digit MICR code which is 201639458. Here the first three-digit represents the city code, the next three digits represent the bank code and the last three-digit represents the branch code.



    we have three methods to send money to someone else. All of them are NEFT, RTGS, and IMPS.



    NEFT :- NEFT stands for National Electronic Fund Transfer. This technology was set up in 2005 and those who followed it, they become a member of this facility. In the current scenario, every bank provides these facilities. There is a fixed time to transfer money in NEFT facilities which are generally between 8:00 AM to 06:30 PM. One can easily transfer money on the same day through NEFT. One can easily transfer money from Rs. 0- Rs. 25 lakh on the same day. When you register a beneficiary, you can only transfer fifty thousands for 24 hours. Charges vary from bank to bank in NEFT medium. Through NEFT money is transferred in a batch medium.



    RTGS : - RTGS stands for Real-Time Gross Settlement. RTGS allows an instant transfer of funds and its timing is 08 AM - 04 PM. Through RTGS fund transfer limit varies from two lakh to twenty-five lakhs and charges vary from bank to bank.



    IMPS : - IMPS stands for Immediate payment service. Its time range is 24*7. Money is transferred instantly through IMPS. Through IMPS fund transfer limit varies from Rs. 0- 2 lakh and its charges depend on the funds amount which varies from bank to bank. Funds are transferred instantly through IMPS.


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