THE KARANATAKA STATE COOPERATIVE APEX BANK LIMITED IFSC, MICR, Contact Number, Address
AGARAANNAPOORNESHWARI NAGARASHOKA PILLARBagalkot District Central Co-operative Bank Ltd,BagalkotBANASHANKARIBANASHANKARI THIRD STAGEBANGALORE RURAL RAMANAGAR COOP BANKBANNERUGHATTA ROAD BRANCHBASAVESHWARA NAGARBijapur District Central Cooperative Bank Ltd., BijapurBOMMASANDRABTM LAYOUTCHANDRA LAYOUTChikamagalur District Co-operative Central Bank Ltd,ChikamagalurChitradurga District Central Cooperative Bank Ltd., ChitradurgaCUNNINGHAM ROADDavangere District Central Cooperative Bank Ltd., DavangereGANDHINAGARGANGANAGARGIRINAGARGOKULAGulbarga HEAD OFFICEINDIRANAGARJ P NAGARJAYANAGAR MARKET COMPLEXJAYANAGAR NINTH BLOCKKanara District central co-operative Bank Ltd,Uttara kannadaKarnataka Central Co-operative Bank Ltd,DharwadKENGERI SATTELITE TOWNKodagu District Central Cooperative Bank Ltd., MadikeriKolar KORAMANGALAKRISHNARAJA PURAMLAGGERELAKKASANDRALEGISLATORS HOMEMAGADI ROADMAHADEVAPURAMAHALAKSHMI PURAMMANDYA DISTRICT COOP BANK LTDMULTI STORED BUILDINGMysore NGEFPADMANABHA NAGARPUBLIC UTILITY BUILDINGR T NAGARRAJAJI NAGARRAJARAJESHWARI NAGARRPC LAYOUTSAHAKARA NAGARShimoga District Central Cooperative Bank Ltd.,SHIVAJINAGARSIR M VISHWESHWARAIAH LAYOUTSUNKADAKATTET DASARAHALLITALAGHATAPURA BRANCHTHANISANDRATHE BALLARI DISTRICT COOP CENTRAL BANK LTD,HO,HOSAPETEThe District Co-op Central Bank Ltd, BidarTUMKUR DCC BANK LTD , APMC BRTUMKUR DCC BANK LTD , ARASIKERE BRTUMKUR DCC BANK LTD , B H ROAD BRTUMKUR DCC BANK LTD , BADAVANAHALLI BRTUMKUR DCC BANK LTD , BARAGURU BRTUMKUR DCC BANK LTD , BYALYA BRTUMKUR DCC BANK LTD , C N HALLI BRTUMKUR DCC BANK LTD , DANDINASHIVARA BRTUMKUR DCC BANK LTD , HANDANAKERE BRTUMKUR DCC BANK LTD , HOLAVANAHALLI BRTUMKUR DCC BANK LTD , HULIYURDURGA BRTUMKUR DCC BANK LTD , KODIGENAHALLI BRTUMKUR DCC BANK LTD , KORATAGERE BRTUMKUR DCC BANK LTD , KUNIGAL BRTUMKUR DCC BANK LTD , MADHUGIRI BRTUMKUR DCC BANK LTD , MALLASANDRA BRTUMKUR DCC BANK LTD , NAGAVALLI BRTUMKUR DCC BANK LTD , NONAVINAKERE BRTUMKUR DCC BANK LTD , PAVAGADA BRTUMKUR DCC BANK LTD , S.S PURAM BRTUMKUR DCC BANK LTD , SIRA BRTUMKUR DCC BANK LTD , TIPTUR BRTUMKUR DCC BANK LTD , TURUVEKERE BRTUMKUR DCC BANK LTD , Y N HOSAKOTE BRTUMKUR DCC BANK LTD ,HULIYAR BRTUMKUR DCC BANK LTD ,KYATHSANDRA BRTUMKUR DISTRICT COOP BANK LTDVIDHANA SOUDHAVIDHYARANYAPURAMVIJAYANAGARVIVEKANANDA COLLEGE EXTENSIONVYALIKAVALYELAHANKA
IFSC : - IFSC stands for the Indian Financial System Code. It is assigned to you separately for each branch. So if you want to transfer money online to any account, whether from NEFT, RTGS, or IMPS medium, then you need the IFSC code of the branch of that bank. It is assigned by the Reserve Bank of India for every bank branch. Every bank branch has a different unique code.
How IFSC code works : - Suppose you want to transfer money to another bank. In such a situation, you need the IFSC code of that bank. Suppose the IFSC code of that bank is XYZB0000089. This IFSC code means something like this. The first four-digit XYZB represents the bank name. The next digit is zero which represents the control number and it is reserved for any upcoming bank. The next six digits 000089 represents the branch code which can be numeric or alphabetical. One can easily identify the IFSC code in a cheque as it is mentioned in every bank's cheque.
MICR : - MICR code represents Magnetic Ink Character Recognition. It is a nine-digit code that varies from branch to branch. MICR code is used for cheque transfer. You must have seen that when you submit a cheque to the bank, then that cheque is inserted into the scanning machine in which the machine reads the MICR code of that cheque. It is used as a barcode. MICR code is used to verify cheques for clearance in a secure and faster way. Through MICR code your bank's branch with account details can be identified. This is one of the fastest ways to transfer money from one account to another bank account. MICR code is better than a barcode as it is a proper digit code and can be read by humans very easily. Take an example of a nine-digit MICR code which is 201639458. Here the first three-digit represents the city code, the next three digits represent the bank code and the last three-digit represents the branch code.
we have three methods to send money to someone else. All of them are NEFT, RTGS, and IMPS.
NEFT :- NEFT stands for National Electronic Fund Transfer. This technology was set up in 2005 and those who followed it, they become a member of this facility. In the current scenario, every bank provides these facilities. There is a fixed time to transfer money in NEFT facilities which are generally between 8:00 AM to 06:30 PM. One can easily transfer money on the same day through NEFT. One can easily transfer money from Rs. 0- Rs. 25 lakh on the same day. When you register a beneficiary, you can only transfer fifty thousands for 24 hours. Charges vary from bank to bank in NEFT medium. Through NEFT money is transferred in a batch medium.
RTGS : - RTGS stands for Real-Time Gross Settlement. RTGS allows an instant transfer of funds and its timing is 08 AM - 04 PM. Through RTGS fund transfer limit varies from two lakh to twenty-five lakhs and charges vary from bank to bank.
IMPS : - IMPS stands for Immediate payment service. Its time range is 24*7. Money is transferred instantly through IMPS. Through IMPS fund transfer limit varies from Rs. 0- 2 lakh and its charges depend on the funds amount which varies from bank to bank. Funds are transferred instantly through IMPS.
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